Insurance Quote Systems
Insurance products can be as simple as a guaranteed issue accident plan to a full featured health plan for an individual, family, or business. Let IdeaStar design and develop quoting software for any insurance product. Quote engines may be used on the Web to provide pricing for application submission systems or on a standalone PC for agents that need pricing when they are not connected to the Internet. All factors and options are effective date bracketed so new rates and plan options can be rolled out on a planned schedule.
Provide accurate quotes based on any or all of the following:
- Multiple plans on the same product chassis
- Benefit selections such as deductible, co-pay options, Rx plans and riders
- Network factors and area factors
- Rating adjusted for risk factor rate ups
- Payment modal factors
- Child only rating
Quote system features may include:
- Quick quote page – collects the minimum amount of demographics to produce a quote
- Quote engine – provides a price quote based on benefit selections
- Health questionnaire – pertinent questions on medical conditions, prescription drug use and family history
- Payment processing – credit card or ACH processing to collect premium payments and deposit them into a merchant account
- PDF mapping – all data entered is mapped onto a PDF of state approved forms and the completed PDF is available to the user and the writing company
- Electronic signature – Users sign applications electronically so they are legally binding
- Data transfer – the submitted applications are sent to the writing company per their requirements.
Want to learn more? Call IdeaStar at 800.766.2635 ext. 116. Or click the Contact IdeaStar button.
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